NH콕뱅크(농협)

Editor's Review

Discover the convenience of Nonghyup Mutual Finance's CoK app, designed to simplify your daily financial tasks! 🏦 CoK, which stands for (Agricultural) Cooperatives of Korea, offers a comprehensive mobile banking service for anyone seeking easy and convenient access to financial and lifestyle services. Let’s dive into the amazing features that make this app a must-have! 🤩

Easy Membership Registration: Forget complicated authentication procedures! 🔑 With CoK, you can register as a member simply by verifying your mobile phone and Nonghyup account. It’s quick, easy, and hassle-free! 👌

Multiple Banking Modes: CoK supports 4️⃣ unique banking modes tailored to your needs:

• Normal Mode: Access all services conveniently.
• Union Member Mode: Customized for union members.
• Large Text Mode: Designed for seniors and low vision customers.
• My Mom CoK Mode: Customize your banking screen!

Remittance Made Easy: Send money without the hassle of entering your account password! 💸 Simply log in with a 6-digit number and transfer funds with ease. Depending on your authentication method (simple login, CoK PASS, or OTP), you can transfer up to ₩500 million per day! 🚀

Quick Remittance: Set up your withdrawal account, deposit account, and amount in advance for lightning-fast transfers! ⚡️ Save time and effort with this convenient feature.

Comprehensive Inquiry Services: Easily register your Nonghyup account and other financial accounts to make inquiries. With Open Banking, you can manage accounts from all financial institutions in one place! 🏦

Mobile Cash Card: Pay at Hanaro Mart nationwide using your mobile phone! 📱 No need for cash or cards – just your phone! (Daily limit: ₩500,000) 🛍️

Zero Pay & Mobile Gift Certificates: Support small business owners with Zero Pay, a simple payment service using QR codes. 🤳 Purchase mobile local love gift certificates and Onnuri gift certificates for use at Zero Pay affiliated stores.

Financial Products at Your Fingertips: Sign up for bank accounts, deposits/savings, loans, and cards without visiting a branch. 🏦 It’s all available non-face-to-face!

My Data & Nonghyup Account Inquiry: Manage your credit and assets with the My Data service. Check all your Nonghyup assets (deposits, funds, cards, loans, etc.) at a glance! 📊

Currency Exchange & Overseas Remittance: Exchange currency through the app and pick it up at a nearby branch. 🌍 Make additional remittances to the same recipient based on previous overseas transfers.

Foreign Currency Pocket & Gift: Exchange and store foreign currency, receive it in cash, or repurchase it in Korean won. Gift foreign currency using just a name and mobile phone number! 🎁

Convenient Utility Bills Payment: Pay Giro, local taxes, traffic fines, electricity bills, water fees, apartment management fees, social insurance premiums, and national pension easily! 💡

ATM & Over-the-Counter Withdrawal: Withdraw up to ₩300,000 from an automated Nonghyup machine without a bankbook or card. Visit a branch and withdraw money without these items too! 🏧

CoK Farm & Shopping: Farmers, rejoice! CoK Farm is your digital assistant, providing agricultural news, duty-free oil status, and shipment details. Shop fresh agricultural products, home appliances, and household goods at CoK Shopping! 🧑‍🌾

CoK Benefits & More: Enjoy various lifestyle services like communication cost savings, stock recommendations, and fortune telling. Use Nonghyup Courier for door-to-door delivery and Pay App Lite for person-to-person card transactions! 🚚

Features

• Easy membership registration

• Supports 4 banking modes

• Quick remittance options

• Open Banking integration

• Mobile cash card payments

• Zero Pay functionality

• Financial product sign-ups

• Nonghyup entire account inquiry

• Currency exchange services

• Utility bill payments

• ATM withdrawal without card

• CoK Farm for farmers

• CoK Shopping channel

• Person-to-person card transactions

Pros

• Easy membership registration process

• Supports multiple banking modes

• Offers quick remittance service

• Provides mobile cash card functionality

• Allows non-face-to-face financial product sign-ups

• Enables utility bill payments

• Offers ATM and over-the-counter withdrawals

• Includes specialized services for farmers

• Provides digital shopping channel

• Facilitates person-to-person card transactions

Cons

• Requires Android 5.0 or higher

• Limited customer service hours

• Access rights are required